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Meet the DebtWizard, Mike Thomas

Mike Thomas has become well known as 'the DebtWizard', over the past 15 years helping many individuals to overcome their debt problems, he is the founder and head of debtwizard.com

Click here and find out more about Mike Thomas' past and present

Carry on Banking!

This is a brand spanking new film about the banking industry and the set up of a rival bank called 'Pussy bank'.

Don't worry it is just good, clean humour in the carry on tradition.

Anyone of a certain generation will be beloved of the Carry On films. But the ‘proper ones’ haven’t been made for decades. Until now.

Carry on Banking

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Debt Help

Our 'Rapid Response' form could help us to determine quickly what options are available to you.

It's FREE and easy to use. Just fill out the form and hit submit, it's as simple as that.

We are highly knowledgeable, passionate and determined to help you resolve those debt issues.

We work in the strictest of confidence, here to help not to judge.

090922-suntalk-media

No nonsense debt advice with Mike Thomas on SunTalk

Catch up with the latest DebtWizard media

Mike regularly appears on TV, radio and online so we thought we would let you watch/listen again to some of the media he has been doing.

You never know, your answer may be in one of these shows - this is excellent free advice, so please take advantage.

Click here for the media page

Find previous news articles News

News

Solicitors for Cartel Client Review, a Claims Management Company, gets shut down by......

UK striking numbers, debt statistics issued March 2010...

The Government, through the Insolvency Service, is increasing the cost for consumers who n...

Government plans a re-think on how pensions can stop consumers proposing a Debt Relief Ord...

Bank charges claims re opens with key case against the Bank of Scotland on 11th June 2010....


22/02 A better deal for tax credit claimants who delay reporting changes
16/02 How inflation affects your spending power and wage negotiations.
15/02 New rules proposed to tighten up on charging orders
11/02 Your love should keep you warm but don’t get fleeced
11/02 House repossession figures 2009 are misleading..

Blog

Blogs

05/03 Government’s new debt solution isn’t working

On paper, debt relief orders sound great and are just what we need to help consumers battle with their debts. But are they really any good? Rather than detail the qualifying criteria it might be simpler if I identify those of us that won’t qualify for a debt relief order - surprise surprise, most of us. Continue reading
25/02 Bankruptcy fee to leap a massive 25%; can it be justified? No, says Debtwizard.

At a time when insolvencies are running at the highest level since records began back in 1960, this has just got to be total madness. Where is the caring Government that professes to help and support the consumer? You have got to ask whether this hike in fee has been done deliberately to keep the bankruptcy numbers down and is a ploy to force consumers... Continue reading
19/02 The pint of beer that saved one man £11,003.38p

Whilst quietly supping a pint of bitter in my local pub with a good mate of mine, he suddenly blurted out that he hadn’t slept in a week after receiving a letter from a firm of debt collectors, chasing him for a debt he had many years ago. Continue reading
11/02 House repossessions - look though the smoke and mirrors

With many home owners struggling to meet their mortgage repayments it is hardly surprising to see that repos are still high, 46,000 or so for 2009, according to the Council of Mortgage Lenders (CML). In fact I think the number, in reality, is even higher! Continue reading
05/02 2009 Insolvency figures hide true level of unmanageable debt.

As the number of personal insolvencies reaches record levels, with consumers battling against unemployment and credit problems, I say the total number of insolvencies for last year in the UK should have been nearer the million mark. Continue reading
03/02 The Royal Bank of Scotland causes a right royal stink

Mike's blog on RBS bonuses side stepping the 50% share tax and why we should not be rewarding failure and held to ransom by what is an insolvent bank. Continue reading
01/02 Why 'sale and rent back' schemes needed regulating & Fraudsters target tens of thousands tax payers offering false rebates

Mike's blog on the full regulation coming for 'sale and rent back' schemes, or 'flash sales'. Mike also comments of how these sales mask the true picture of house repossession figures. Continue reading
26/01 Cash, Credit and Confidence to drive recovery

Mike's blog on the end of the recession and why he is a little more upbeat about things, and he explains the three Cs. Cash, Credit and Confidence. Cash is linked to Credit - get more Credit in the economy and the Cash comes....... Continue reading
Debt Help

Featured Debt help

Harassment

Debt Solutions

Do you know your rights when being harassed by a lender or debt collection agency? We explain all on how to stop being plagued in our unique template letters. Read more

Debt Management Companies

Debt Solutions

There are simply two types of DMC's, firms that will charge you and firms that will charge the creditors instead. Need to know the pros and cons of both? Read more

School teachers needs some help with debts of £64,000

Case Studies

In this case study Mike shows how a school teacher got back control of his credit card and personal loans debts of £66,000; Mike details the facts, advice and outcome. Read more

Individual Voluntary Arrangement

Debt Solutions

Ever wondered how the voting works and who pays the fees for an IVA? Is interest frozen and can lenders change their mind? Can you still be made bankrupt? Need to know... Read more

Bailiffs

Bailiffs & Repossession

Having a bailiff call can be a harrowing experience; especially if they are looking to remove your property. You need to know your rights and how to complain about an unruly bailiff. Read more

Bank Charges Latest Updates

Reclaiming Charges

All the latest news on bank charges claims including the re-opening of a case against Bank of Scotland due in court 11th June 2010. Read more

Free Budget Wizard!

Debt Solutions

Not working from a budget is one of the biggest causes of people getting into unmanageable debt. The Budget Wizard is unique, with its built in ‘debt predictor’ and it’s free! Read more

DebtWizard Update - 25 February 2010

Emails 2010

Read Debtwizard's latest updates on debt and consumer issues, its free! Sign up for an account and we send these free everytime they are published. Read this email

Top 10 Most Popular

1 Bank Charges Latest Updates 2 Budget Wizard 3 Unenforceable credit card and loan agreements 4 The Limitation Act 1980 5 The Six Options 6 Contact 7 Unenforceable credit card and loan agreements - firms that help 8 Bank charges - are RBS & NatWest jumping before they are pushed? 9 Who We Are 10 Credit Card Charges

Rapid Response
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Shows

Featured Shows

BBC Three Counties - Jonathan Vernon-Smith - Consumer clinic
Thursday 18/02/10 at 11:05

Mike explains how easy it is to claim back Payment Protection Insurance (PPI) yourself and details the two template letters you may need and what to do if the insurance provider rejects your claim.

BBC Essex - Dave Monk Show
Friday 26/02/10

Mike explains why he feels the increase in bankruptcy fees, due on April 6th, are unjustified. Mike also covers what happens to the bankrupt if he/she borrows money with no intention of repaying it back.

Future shows

LBC Debt Clinic Sunday 6 - 7pm
Sunday 14/03/10

Mike is due in the LBC studio at 6pm to take calls, emails and texts on any debt problems. You can listen to LBC on 97.3 FM or on-line at lbc.co.uk. Why not email your debt query to james.max@lbc.co.uk or phone: 0845 60 60 973 or text: 84850

BBC Essex - Afternoon Show - Steve Scruton
Friday 26/03/10

Mike will taking calls, emails and texts on any debt problems. Listen to the show on 95.3 FM or 103.5 FM, DAB or on-line at BBC Essex Radio. Email your debt query to steve.scruton@bbc.co.uk or call 01245 495050 or text: 07786 201035

Useful Links

Reclaiming Tool Section

We show you how to recover 'Credit Card Charges', 'Payment Protection Insurance' (PPI) & 'Mortgage Exit Admin Fees' (MEAF) and more on 'Financial Hardship'.

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DW on Twitter

Government’s new debt solution isn’t working, more on my blog of today http://tinyurl.com/yhma8q9

Fri 05 Mar 2010, 11:06

230,137 unsolicited telephone calls made to UK consumers daily by debt management and personal loan companies. http://tinyurl.com/yl736nx

Tue 02 Mar 2010, 13:48

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Mike Thomas aka the 'DebtWizard' helps individuals overcome their debt problems.

Mike writes all the articles found on this site.

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