Just finished another great show with John Hayes at BBC Essex, we discussed the unemployment figures and what people that are suddenly out of a job need to do, such as completing a budget form, telling your family and friends you've lost your job.

I also went through the organisations that someone can contact when they're worried about meeting mortgage repayments. A useful website is direct.gov.uk as the government explains all the mortgage rescue schemes, although not many have taken them up, last I heard only 3 have out of the 6,000 or so it is aimed at. The government really needs to get something more constructive and for a wider audience, something like half a million!

Then we covered debt consolidation loans, the key points and the advantages and disadvantages. If you missed it you can listen to the show again on our media player.

Date to watch out for is the house repossession figures due out this Friday, betting they will look pretty grim and will be distorted, more on this in my blog on Friday.

Did SunTalk radio this morning as well, always good to comment with Jon Gaunt, topic again unemployment figures. If you know someone that just lost their job then why not direct them to both the interviews, you never know, could be a lot of help to them. You can also catch this on their Listen again link here.

Last thing, I had a shocking phone call this morning from a Police lady, mortgage of £230,000, house value now £180,000 to £190,000, so negative equity of £40,000 - £50,000, relationship just broken up due to him having numerous affairs. This lady also had other personal loan debts and is now down to just one income.

My support team are now involved and helping her plot a way forward, such a brave girl, and needs to be.