I am asking the PM to take decisive action in helping consumers that cannot afford the bankruptcy fee.

As from 6th April 2009 the government have increased the cost to self petition for bankruptcy to £510.

The  PM's office just passed my request to The Insolvency Service and their response is very disappointing and unhelpful.

With a predicted 50% hike in bankruptcies, I feel that more should be done to address this looming problem. Whilst the government has bailed out most of the UK banks and now the car industry, little is being done to help the consumer caught up in debt problems brought about by the current economic crisis. 

In the scheme of things the additional cost in helping those in serious financial difficulty and who cannot afford the petition fee would be extremely low and not a burden on central funds.

I have written to The Insolvency Service requesting they reconsider their decision, and demonstrate that as well supporting creditors and the Treasury, the Insolvency Service is able to more readily support those many thousands of individuals that need to put an end to the misery of debt limbo.

All the correspondence, including replies from David Cameron and Nick Clegg can be found here.