Broadband tax, could it be a diverted call?

Broadband tax, I know it is only 50 pence per month per telephone household but it is a bit of a liberty especially for those that do not have broadband or do not intend to get it in the future.  We pay enough as it is for telephones and other forms of communication but my real concern about this is that some of this money could end up diverted elsewhere to help make ends meet.

Bankruptcy tourist

Found this one fascinating as the first I heard of this was on Wednesday when I was on BBC Essex with John Hayes, he asked me what my views were on the Germans coming over here to petition their bankruptcy because it was easier and quicker than back in Germany! Article now available see The 'Bankrupt tourist'.

Changes in bankruptcy procedure 

Just working on a major change in procedure which in my view will encourage more consumers to go bankrupt, god or bad thing? Let me do the article then decide.

Gym Membership fees - update

Been chatting with Robert Watts from The Sunday Times, look out for his article on Gym Membership Fees this weekend, quite an eye opener!

Government reviews the workings of Debt Management Companies

To give 'debt advice' all you need to have a Consumer Credit Licence, although these have become more difficult to obtain those holders that were granted one several years ago can still give advice legally and if this advice is not thorough and correct then the implications on the consumer could be devastating. Bad advice canlead to relationship break-ups, result in unnecessary legal action and affect the ones health. More can be found here Government reviews the Debt Management Service

There are some very good debt managemnt companies and unfortunately some poor ones as well so for that reason I welcome the consultation. I will participate with the process and will update matters in due course, bear with me as the first two documents to read have a combined total of 116 pages!