DebtWizard explains in the podcast (2 mins 33 secs) above how the unique budget wizard has a built in debt predictor which details your future debt over the next one month, 12 months and 5 years.

Also covers how to submit the budget wizard if you need professional help with the situation and how the form can be printed and taken to any debt charity such as the CAB for example.

It’s free, safe and secure through the on-line encryption.

Your task is to stop the slide and achieve the debtwizard 5 star rating.

80% of the individuals that come to us for help with their money worries have never used a budget form, this is a key factor in people getting into unmanageable debt.

The DebtWizard Budget Form, which is free, will not only help you avoid getting into debt but if you are in debt already it will quickly establish your position and predict how much your debt will increase over the next 5 years.

It's completely web based and private, secured with 256 bit encryption. Because it's all on the web you can log in and work on your free budget form anywhere there is an internet connection.

Features

Covers all income and expenses

The free budget form covers your income, expense, assets, savings and debt making it very hard for you to miss anything important - this results in a complete understanding of all your finances.

We've made it very flexible and allow you to add as many houses, cars, assets, credit cards, etc... as you want.

For your expenses you'll find a common list such as gas, electricity, water, telephone and transport but you can still add your own just in case we missed something out.

Your summary

At any point you can view a summary which includes a breakdown of your income and expense, whether you have a surplus or shortfall each month and an easy to read DebtWizard Star Rating.

You can also download a personalized PDF of your summary to save and print.

Submitting for analysis

Only you can see your budget form but if you feel you have an unmanageable debt problem you can give permission to Mike and his support team to take a look and work with you to solve it, we have a podcast (2 mins 33 secs) for you to listen to and help you submit the form and use other features, see above.