Don't have a free DebtWizard account? Find out why you should

Signup to DebtWizard · Log in

Debt Solutions

Millions urged to check their tax codes
Are you one of the estimated 25 million tax payers that may have been sent wrong tax codes? If so you could end up paying up to £108 extra per month. We show you what to do if your....
Energy supliers - How to complain
If you need to complain about an energy supplier then we have produced a simple to use three step guide to help you.

Money Saving


Great money saving tips that should help you build up your cash.
Benefit Checkup
People in the UK are missing out on benefits and tax credits worth more than £8 billion a year. Here we can direct you to an easy to use website that can help make sure you get what is yours.

Credit, History & Scoring


A list of the major high street banks offerings of basic bank accounts, the facilities that each account offers and their charges and stipulations

What's types of cards are available and how are they different, why were they launched and where can I get them? Just some of the questions answered in this article.

Scottish Law


This is the Scottish legal term for personal bankruptcy whereby an individual is made bankrupt by the Court.
Trust Deeds
The Scottish alternative to an IVA (Individual Voluntary Arrangement). It is a similar principle, but the procedures are totally different.

Bailiffs & Repossession

Bailiffs
Having a bailiff call can be a harrowing experience; especially if they are looking to remove your property. You need to know your rights and how to complain about an unruly bailiff.
Repossession Debt
This article explains what you can do once your home has been repossessed, we highlight your options to help you negogiate on reducing the debt.

Reclaiming Charges

Bank Charges Latest Updates
All the latest news on bank charges claims including the re-opening of a case against Bank of Scotland due in court 11th June 2010.
Credit Card Charges
If you've paid credit card charges then you're likely to have a claim for compensation going back as far as six years in the UK

Case Studies

School teachers needs some help with debts of £64,000
In this case study Mike shows how a school teacher got back control of his credit card and personal loans debts of £66,000; Mike details the facts, advice and outcome.
Case study 56k debt reduced to 25k
A husband hid debts of £56,000 consisting of loans, credit cards and overdrafts. For years he borrowed from one lender to pay another and his liabilities had reached such a level that his monthly payments to creditors far exceeded his income.

Rapid Response

Continue

Search Site

Mike Thomas aka the 'DebtWizard' helps individuals overcome their debt problems.

Mike writes all the articles found on this site.