School teacher gets help in erasing his debts.
The facts
A school teacher sought help when he received a notice that legal proceedings had begun against him for a County Court Judgement, (CCJ). The creditor was demanding payment of £7,556 on a credit card debt meanwhile the teacher also had another £56,500 outstanding on other loans and credit cards.
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A husband hid debts of £56,000 consisting of loans, credit cards and overdrafts.
For years he borrowed from one lender to pay another and his liabilities had reached such a level that his monthly payments to creditors far exceeded his income.
In this case study Mike shows how a Police officer avoided bankruptcy with credit card and personal loans debts of £84,000; Mike details the facts, advice and outcome.
A 23 year old owed £35,000 on credit cards, loans and bank overdraft. Payments to her creditors came to £930 each month, this from a take home pay of £1,125 leaving just £195 a month to live on, pay for rent, utilities etc:
A paramdeic who owed £27,000 on credit cards and loans falls into a severe cash flow problem when she has to meet the rent and other bills in full because of her relationship breakup
