Debt Help > Credit Advice

Default notices and how to remove them
Updated Wednesday, 17 November 2010

You may be able to remove any default notices on your credit file, we explain under what circumstances it may be possible and how to do it.

Basic Bank Accounts
Updated Wednesday, 01 December 2010

Find out which banks and building societies offer basic bank accounts and what services you can expect to get from them.

Types of Plastic
Updated Monday, 12 October 2009

What's types of cards are available and how are they different, why were they launched and where can I get them? Just some of the questions answered in this article.

Types of Bank Accounts
Updated Thursday, 26 August 2010

Ever wondered what the different types of bank accounts are - here we explain basic, current and joint accounts as well as what happens to a joint account if you separate from your partner.

Rebuilding Credit
Updated Monday, 01 February 2010

No ‘credit repair’ agencies work miracles – please don’t waste your money on scams like these. Anything they can do you can do yourself very easily. Most do two things:

CIFAS
Updated Thursday, 08 December 2011

If you have lost or had identification documents stolen then you really need to know about how CIFAs can help you.

Identity Fraud
Updated Wednesday, 02 May 2012

Believe it or not your identity is actually worth a lot of money to someone else - you need it to function in everyday life, they need it to fulfill their crime of impersonating you and obtaining credit as well as a service or product - in your name.

Credit History
Updated Tuesday, 31 May 2011

How to see your file and for free! What to do if the information on it is wrong and how to separate yourself from another household member that may have a bad credit history.

Types of Credit
Updated Friday, 05 June 2009

Ever wondered what a charge card is, priority creditor or even a personal guarantee, often referred to as a 'PG'? We explain all in simple terms.

Helpful Organisations - Fee free for the consumer
Updated Thursday, 10 May 2012

The DebtWizard list of contact details of organisations that will help you free of charge.

Rapid Debt Help Form

For no nonsense advice just submit the short form and Mike or one of his team will get back to you.

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Mike Thomas aka the 'DebtWizard' helps individuals overcome their debt problems.

Mike writes all the articles found on this site.