Debt Help > Debt Solutions

Debt charity v DebtWizard v Fee charger
Updated Thursday, 26 January 2012

We highlight what we feel are the pros and cons of each one.

Fee-free Debt Management Plans/IVAs and free debt advice
Updated Wednesday, 18 January 2012

IVA Information
Updated Saturday, 14 January 2012

Here we have more answers to those questions such as who pays the fees, what happens to interest, the home and how the voting works. Read more

IVA Pros and Cons
Updated Saturday, 14 January 2012

Get to know the IVA Pros and Cons.

IVA, bankruptcy & debt management expenditure guidelines
Updated Tuesday, 24 January 2012

We show you the guideline figures the lenders don't want you to know about.

Millions urged to check their tax codes
Updated Tuesday, 16 February 2010

Are you one of the estimated 25 million tax payers that may have been sent wrong tax codes? If so you could end up paying up to £108 extra per month. We show you what to do if your....

Energy suppliers - How to complain
Updated Thursday, 03 March 2011

If you need to complain about an energy supplier then we have produced a simple to use three step guide to help you.

Free Budget Wizard!
Updated Tuesday, 16 February 2010

Not working from a budget is one of the biggest causes of people getting into unmanageable debt. The Budget Wizard is unique, with its built in ‘debt predictor’ and it’s free!

Debtwizard's top ten Christmas tips
Updated Friday, 11 November 2011

After a tough year for many individuals and families feeling the pinch, it’s easy to panic about how to fund Christmas once again. Avoid getting into debt with these Christmas money-saving tips straight from DebtWizard.

Bank addresses
Updated Monday, 05 October 2009

We've helpfully compiled this list of bank addresses, especially for data protection requests.

DebtWizard's top 10 tips
Updated Wednesday, 08 June 2011

Here the DebtWizard lists his top 10 tips on avoiding debt as well as his motto..........

Debt Solutions Explained & Debt Solutions Comparison Table
Updated Sunday, 22 January 2012

Your six options to getting out of debt, plus our debt comparison table.

Free Debt Management Plans
Updated Thursday, 26 January 2012

Key points of debt plans plus debt charity v a fee charging firm.

Individual Voluntary Arrangement, IVA
Updated Saturday, 14 January 2012

We explain in simple terms 'What is an IVA? The basic IVA procedure, answers the most common questions, plus who pays the fees and list the IVA pros and cons.

Bankruptcy
Updated Saturday, 28 January 2012

In this article we explain the pros and cons of bankruptcy, the cost and procedure. We also highlight new changes in procedure and detail the Government's help line telephone number.

Debt Relief Orders
Updated Wednesday, 04 January 2012

All you need to know about Debt Relief Orders (DROs)

Essential do's and don'ts
Updated Sunday, 22 January 2012

Our 5 step guide and list of do's and don'ts when dealing with creditors

Is a Debt Consolidation Loan right for me?
Updated Sunday, 22 January 2012

Here we detail the pros and cons of debt consolidation loans and give an example when NOT to consolidate your debts.

Mortgage rescue, sale and rent back or sell to let schemes
Updated Friday, 05 June 2009

Here we highlight the possible pitfalls of using such a scheme and why the Financial Services Authority, FSA, is to regulate the industry.

Insolvency Figures Since 1960
Updated Friday, 03 February 2012

Individual insolvencies, records of all bankruptcies and IVAs, in England and Wales since 1960 to present date.

Admin Orders
Updated Sunday, 27 December 2009

Enforcement Restriction Orders
Updated Wednesday, 08 December 2010

EROs are new and still under review, we do not have a date yet when they may be introduced. They are designed to help borrowers that have experienced an unforeseen change in their circumstances.

Standard Consumer Individual Voluntary Arrangement
Updated Monday, 16 March 2009

Rapid Debt Help Form

For no nonsense advice just submit the short form and Mike or one of his team will get back to you.

Continue

DW on Twitter

Not a happy bunny, hit a pothole the other day and did £1,203 damage to my car! Anyone successful in their claim against the council?

Wed 08 Feb 2012, 16:03

Rednapp walks free and opens the door to be next England manager, the sooner the better!

Wed 08 Feb 2012, 12:11

Follow me on Twitter

Mike Thomas aka the 'DebtWizard' helps individuals overcome their debt problems.

Mike writes all the articles found on this site.