If you need to complain about an energy supplier then we have produced a simple to use three step guide to help you.

Not working from a budget is one of the biggest causes of people getting into unmanageable debt. The Budget Wizard is unique, with its built in ‘debt predictor’ and it’s free!

After a tough year for many individuals and families feeling the pinch, it’s easy to panic about how to fund Christmas once again. Avoid getting into debt with these Christmas money-saving tips straight from DebtWizard.

We've helpfully compiled this list of bank addresses, especially for data protection requests.

Here the DebtWizard lists his top 10 tips on avoiding debt as well as his motto..........

Here we offer guidance on how to deal firms that chase you for cancelled gym membership fees.

If you move your credit card balance from one lender to another then the new lender may not support you if you proposed an IVA or Debt Management Plan.

For some, it’s hard to find credit easy to come by, especially if there is no or a poor credit history or if means are limited because of unemployment. When money is needed it may be difficult to resist an opportunity to borrow even a small sum in the form of a doorstep loan, despite its drawbacks.

What you need to know about unenforceable credit card and loan agreements, covering the pit falls and the five big questions you need to ask a claim management company, plus the latest news.

We detail contact details of firms that we have consulted with and offer a service of helping you with harassment from creditors and in certain cases validating your credit card or loan agreement.

Here we detail in very simple terms what your six options are to get out of debt, a very popular section of the website.

This chart illustrates a summary of possible debt solutions, you can easily compare and discover the best one for you to get out of debt.

There are simply two types of DMC's, firms that will charge you and firms that will charge the creditors instead. Need to know the pros and cons of both?

Ever wondered how the voting works and who pays the fees for an IVA? Is interest frozen and can lenders change their mind? Can you still be made bankrupt? Need to know...

In this article we explain the pros and cons of bankruptcy, the cost and procedure. We also highlight new changes in procedure and detail the Government's help line telephone number.

If you have low debts, little surplus income, few assets and are currently unable to access other forms of debt relief then a DRO may be for you. Watch Mike Thomas on BBC News 24 explaining how debt relief orders work.

This is a great DIY guide to dealing with low to moderate debt with numerous unsecured creditors. There are 5 important steps you need to take first and we guide you through it all. If it appears to be too much for you then we also list organisations that can help you!

A 'Log Book' Loan is a loan secured against your vehicle, (a car or a motorbike). Having a log book loan means that you will lose your vehicle if you default on the repayments to the loan company.

With millions of consumers in the UK finding it difficult to meet monthly bills it is inevitable some will fall foul of the 'loan Shark'. This is a must read article.

Some ‘Pay Day’ loans can attract an APR of 2,500% and above. Therefore you really need to think long and hard about applying for one, here we detail how they work along with the pitfalls.

Here we detail the pros and cons of debt consolidation loans and give an example when NOT to consolidate your debts.

Do you know your rights when being harassed by a lender or debt collection agency? We explain all on how to stop being plagued in our unique template letters.

Debt Collection Agencies (DCAs) and lenders have to adhere to strict guidelines when contacting consumers on debt issues. We detail these guidelines in full as well as those of the Credit Services Association that most lenders and DCAs subscribe to.

The DebtWizard list of contact details of organisations that will help you free of charge.

Here we highlight the possible pitfalls of using such a scheme and why the Financial Services Authority, FSA, is to regulate the industry.

Ever been chased for an unsecured debt that you have not heard about for over 6 years? Do you know how to respond or what sort of letter to write, do you know your rights? Here we help you with simple Q & A’s and a template letter.

Individual insolvencies, records of all bankruptcies and IVAs, in England and Wales since 1960 to present date.

Ever felt lost trying to understand all the terms used in the debt world? Our jargon buster should help you on your way!

Are you just dying to get into debt? What happens to your debts when to pop your cloggs? Did you know that debts in joint names with your partner for example are payable after your're gone?

EROs are new and expected to come in April 2011. They are designed to help borrowers that have experienced an unforeseen change in their circumstances.