Debt Help > Guides & Advice

7 point guide to spotting a dodgy debt advice website!
Updated Monday, 30 April 2012

So, just how easily can you spot that dodgy debt advice website? We show you what to look for...

Logbook Loans Self-help Guide
Updated Thursday, 26 April 2012

BBC One - New TV Series - My Worst Deal - 11.am 2/3/4/5 & 6 April 2012
Updated Sunday, 29 April 2012

Mike co presented and contributed to a five part series helping consumers resolve their debt issues. Click on the link above to see the self-help guides.

Bankruptcy support
Updated Thursday, 17 May 2012

How to get the bankruptcy forms, complete them and what to expect at court and the telephone interview with the Official Receiver (OR)

What to do if you become unemployed
Updated Monday, 17 October 2011

Your rights when made redundant, online redundancy calculator, job search skills, help with your CV, benefits online calculator, debt solutions and much more.

OnlyMums and OnlyDads
Updated Thursday, 04 August 2011

If you have recently become a single parent or if you have been one for years, or indeed you are on the verge of separating, you will find both these websites an invaluable resource.

Debt Survival Kit
Updated Wednesday, 18 January 2012

Visit our unique Debt Survival Kit. We enclose the essential things you need to know and do to stay ahead of the lenders.

Insolvency Service Debtor's Guide
Updated Wednesday, 28 September 2011

The Insolvency Service have launched their own guide called 'In Debt? Dealing with your creditors.' This guide is independent and impartial and is in its original format.

Credit Unions
Updated Sunday, 08 January 2012

In this guide we explain how credit unions work, how they are run, how to join, the key points to using one and how to find a credit union in your area.

Bailiffs
Updated Monday, 31 October 2011

Having a bailiff call can be a harrowing experience; we explain your rights and how to complain about an unruly bailiff.

Tax error - 5 template letters
Updated Thursday, 02 December 2010

We have 5 template letters from LITRG covering, Extra-Statutory Concession A19, Employer/pension payer error, Requesting adjustments, Explanation request and Registering a complaint.

Benefit Checkup
Updated Thursday, 02 December 2010

People in the UK are missing out on benefits and tax credits worth more than £8 billion a year. Here we can direct you to an easy to use website that can help make sure you get what is yours.

The Limitation Act 1980 - Old Debts + template letter
Updated Thursday, 05 January 2012

Know your rights and see template letter.

House Repossession Debt
Updated Thursday, 17 May 2012

This article explains what you can do once your home has been repossessed, we highlight your options to help you negogiate on reducing the debt.

How to stop creditor harassment + template letters
Updated Wednesday, 04 January 2012

We list your rights and offer our unique template letters.

Gym membership fees
Updated Monday, 12 March 2012

Here we offer guidance on how to deal firms that chase you for cancelled gym membership fees.

Office of Fair Trading (OFT) Debt Collection Guidelines
Updated Wednesday, 19 October 2011

Debt Collection Agencies (DCAs) and lenders have to adhere to strict guidelines when contacting consumers on debt issues. We detail these guidelines in full as well as those of the Credit Services Association that most lenders and DCAs subscribe to.

Unenforceable credit card and loan agreements
Updated Thursday, 02 December 2010

What you need to know about unenforceable credit card and loan agreements, covering the pit falls and the five big questions you need to ask a claim management company, plus the latest news.

Jargon Buster
Updated Thursday, 02 December 2010

Ever felt lost trying to understand all the terms used in the debt world? Our jargon buster should help you on your way!

Log Book Loans
Updated Wednesday, 29 February 2012

A 'Log Book' Loan is a loan secured against your vehicle, (a car or a motorbike). Having a log book loan means that you will lose your vehicle if you default on the repayments to the loan company.

0% credit card balance transfers - warning
Updated Tuesday, 22 March 2011

If you move your credit card balance from one lender to another then the new lender may not support you if you proposed an IVA or Debt Management Plan.

Door step lenders
Updated Thursday, 02 December 2010

For some, it’s hard to find credit easy to come by, especially if there is no or a poor credit history or if means are limited because of unemployment. When money is needed it may be difficult to resist an opportunity to borrow even a small sum in the form of a doorstep loan, despite its drawbacks.

Payday Loans
Updated Tuesday, 06 September 2011

Some ‘Pay Day’ loans can attract an APR of 2,500% and above. Therefore you really need to think long and hard about applying for one, here we detail how they work along with the pitfalls.

Loan Sharks
Updated Thursday, 02 December 2010

With millions of consumers in the UK finding it difficult to meet monthly bills it is inevitable some will fall foul of the 'loan Shark'. This is a must read article.

Are you dying to get into debt?
Updated Thursday, 02 December 2010

Are you just dying to get into debt? What happens to your debts when to pop your cloggs? Did you know that debts in joint names with your partner for example are payable after your're gone?

Rapid Debt Help Form

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DW on Twitter

Just had some tw*t from overseas call me up to say I have a virus on my computer. What planet is he on? 'Scammer' ?

Thu 17 May 2012, 20:08

@AlnwickCAB Thanks for the follow guys, now following you! Mike

Thu 17 May 2012, 17:16

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Mike Thomas aka the 'DebtWizard' helps individuals overcome their debt problems.

Mike writes all the articles found on this site.