On This Morning!
Debtwizard Facebook Debtwizard Twitter

Call 03339 870 180  
Monday to Thursday: 9.00am - 8.00pm, Friday 9.00am - 5.30pm

Simple debt advice - with no up-front costs

Free podcast now available - LBC with Clive Bull Monday 9-10pm 1 January 2018

Monday, 1st January 2018

Mike & Clive in the LBC studio

Below is the free podcast from Mike's appearance on LBC's Money Hour on Monday, 1 January 2018 with Clive Bull. It's free to listen to.

On this show, Mike talks to Clive about the latest news affecting consumers with debt issues, takes calls, texts and emails from listeners around the country. Below is a list of the topics and timeline of the audio to make it easier to access certain parts of the show. Just click below to start listening.


Pre-Action Protocol (PAP), debt collectors, county court judgements (CCJs) Debt & Mental Health Evidence Form (DMHEF), Disposable Income, council tax arrears, Financial Ombudsman Service (FOS), credit agreements, StepChange debt charity, Citizens Advice Bureau, National Debt Line fact sheets, debt management plans (DMPs), consumer bankruptcy, debt management plan fees, action fraud, Subject Access Request Notice (SARN), disassociation on credit file, Information Commissioners Office (ICO), Debt Relief Orders (DROs)

The Money Hour - Monday, 1 January 2018 (47 mins 45 secs with news bulletins removed)


Time line

Clive opens the show talking to Mike about how for many consumers the urge to overspend at Christmas can cause severe debt problems for the following year and how this can sometimes lead to partners hiding their level of debt from each other.

05:58 Call 1 Marie in Wimbledon was looking for information on her 'over' £30,000 of credit card debt that she has been hiding from her partner.

16:10 Call 2 Robert in Brentford wanted to know his options as he owes around £7,000 in council tax arrears.

21:31 Call 3 Ali in Romford wanted to know his rights after he purchased a car on finance and later found it was missing parts advertised in the sale .

21.25 Text from Nicola 'If you have already signed up to a company who consolidates your loans but charges you to do so is there anyway of changing the arrangement over to a non profit plan instead.'

30:02 Call 4 Jackie wanted information for her son after he was a victim of fraud on his personal bank account. 

37:10 Call 5 Juliet from Chiswick recently returned home from Dubai to find she had received a charge on her home for £70,000 home care fees in Jamaica.

42:46 Call 6 Michael in Bromley owed almost £19,000 and wanted to know how to you decide when to go bankrupt. 

Please note
The advice/information offered in this show is for your guidance only you should seek your own independent and financial opinion.

Where to get 'not for profit and free debt advice'

If you need more information on how to best manage your debts then look at our list of the 'not for profit and free' free debt help / advice agencies, they will not charge you fees for debt options.

More media shows - Recent free podcasts & timelines

Listen to the free podcast & see the topics & timeline here for LBC Money Hour Sunday 8-9pm 29 October 2017

Listen to the free podcast & see the topics & timeline here for LBC Money Hour Sunday 8-9pm 27 August 2017

Listen to the free podcast & see the topics & timeline here for LBC Money Hour Sunday 8-9pm 30 July 2017

Listen to more radio shows here More tv/radio shows




For no nonsense advice just submit the short form and Mike or one of his team will get back to you.

Unsecured debt

--Debt Amount--

Home owner

Yes No

No. of creditors


Current payments

£0 - £25

Affordable payments

£0 - £25



Email Address

Phone Number


Yes No Can we leave a voicemail

Yes No Can we contact you via SMS

Yes No Can we contact you via email

Best time to call


Please note: If you continue you are agreeing to our privacy policy, available here.