On This Morning!
Debtwizard Facebook Debtwizard Twitter

Call 03339 870 180  
Monday to Thursday: 9.00am - 8.00pm, Friday 9.00am - 5.30pm

Simple debt advice - with no up-front costs

TalkRADIO Early Breakfast with James Max

Tuesday, 8th January 2019

Mike was commenting with James Max on the recent analysis by the TUC on consumer spending and the rise of household debt. James asks Mike, "how do you know whether your debt is manageable or a good debt that you can afford?"

James then asks Mike if he can explain the difference between a normal overdraft against the expense of a credit card and whether people get into debt through being lazy with their finances. Mike then explains the debt options available to consumers namely, Debt Management Plans (DMP), Individual Voluntary Arrangements (IVAs), Consumer Bankruptcy and Debt Relief Orders (DROs).

How to listen

Sorry, no longer available

Twitter  @debtwizard   /  @thejamesmax  /  @talkRADIO

Are you in debt but don't know where to start?

If this is you then we offer information on what to do when you have a debt issue, who to contact for help, how to take control of your situation, what to say to your lenders / debt collectors and that importantly how not to pay thousands of pounds in fees.

You can see the full five point guide here In debt? Don't know where to start?

Where to get 'not for profit and free debt advice

If you need more information on how to best manage your debts then look at our list of the 'not for profit and free' free debt help / advice agencies, they will not charge you fees for debt options.

More radio shows

Listen to more radio shows here DebtWizard radio shows




For no nonsense advice just submit the short form and Mike or one of his team will get back to you.

Unsecured debt

--Debt Amount--

Home owner

Yes No

No. of creditors


Current payments

£0 - £25

Affordable payments

£0 - £25



Email Address

Phone Number


Yes No Can we leave a voicemail

Yes No Can we contact you via SMS

Yes No Can we contact you via email

Best time to call


Please note: If you continue you are agreeing to our privacy policy, available here.