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BBC Essex - John Hayes on Drivetime

This week's topic - 'there’s no such thing as an unsecured loan'. Mike describes how a lender can change the status of a credit card debt or personal unsecured loan and get it secured on your house! Mike also explains what creditors should be paid first and where you can go to get help for your debts. Another great show.


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Mike Thomas aka the 'DebtWizard' helps individuals overcome their debt problems.

Mike writes all the articles found on this site.

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