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BBC Essex - John Hayes on Drivetime

Listen to BBC Essex - John Hayes on Drivetime

This week's topic is 'Pay Day' loans. Mike describes what they are and why some people need to use them. He puts in plain words what the definition is of 'APR' and how it can range between 1,355 to 1,845 per cent on these loans. John says it is 'unbelievable'


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Mike Thomas aka the 'DebtWizard' helps individuals overcome their debt problems.

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