Listen to BBC Essex - John Hayes on Drivetime

Cracking show on bankruptcy, Mike explains to John what debts can be included and excluded in a consumer's bankruptcy, he then gives examples of circumstances when you can keep your house and car. Mike then raises a very important point about a family member or friend 'buying the bankrupt's interest' in the home for as little as £1. Mike concludes by detailing the two ways of filling out the forms and the procedure at court.