Mike was live in the LBC studio at 6 pm on Sunday 10th January with James Max on a New Year debt clinic.

He managed to get through twelve phone calls to the station and delivered real no nonsense advice covering bankruptcy, IVAs, what happens to a house in a bankruptcy, how to improve your credit rating and two callers needed help on how to deal with firms chasing them for debts that were more than six years old.

More can be found on his blog dated 13th January 2010 plus details of how to listen to the LBC podcasts.