BBC Three Counties - Jonathan Vernon-Smith - Consumer clinic

Listen to BBC Three Counties - Jonathan Vernon-Smith - Consumer clinic

Mike explains bankruptcy procedure, what income payments orders and bankruptcy restriction orders are. He also gives an example of how a bankrupt can still keep their home, even if it is mortgaged, and why he feels the true insolvency figures should be nearer the million mark and not 134,000 for 2009.

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Mike Thomas aka the 'DebtWizard' helps individuals overcome their debt problems.

Mike writes all the articles found on this site.