Listen to BBC West Midlands - Ed Doolan

Mike was live in the studio taking helping listeners resolve those debt issues. 

You can listen to Mike's bit on the show by clicking on the 'launch player' to the right.

Topics covered, why I undertook a counselling course, the importance of doing a budget, the pros and cons of debt charities against commercial firms re the fees and level of service. Also who pays the fees in an IVA, the dangers of doing a 0% balance credit card transfer, reasons why consumers get into the debt (the four main triggers), how credit unions work, are they any good and how to join one, plus how to reel in a loan shark. Somewhere in the show we drop into Mike's car having a problem on the way to the show and we go into sweaty socks at airport security! Fun show. 

Remember this is a BBC recording therefore any competitions or prizes are no longer applicable.