DW Comment

This could prove to be a very piece of helpful legislation once it comes in to force as I know from experience this will stop a lot of individuals from getting further into debt through an unforeseen circumstance. In the past too many creditors have been unhelpful to the debtor's request for help when they experience an unforeseen problem now all the debtor will need to do is apply to the Court for protection. It is envisaged that the debtor will then get back on his/her feet and resume normal payments upon the expiry or no longer necessity of the order. It will be interesting to find out whether such an order would put a blight on the debtor's credit file.