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		<title>DebtWizard - News</title>
		<description>News section, this is the news section! Is that good for you?</description>
		<image>http://www.debtwizard.com/templates/debtwizard/media/global/debtwizard.gif</image>
		<link>http://www.debtwizard.com/news</link>
		<language>en-gb</language>
		
		<item>
			<title>Consumer bankruptcies down 28% 'due to high petition fees'</title>
			<description>Consumer bankruptcy numbers down 'due to high cost of the fees' says DebtWizard</description>
			<link>http://www.debtwizard.com/news/consumer-issues/894-consumer-bankruptcies-down-28-due-to-high-petition-fees</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Fri, 03 Feb 2012 10:29:04 +0000</pubDate>
		</item>
	
		<item>
			<title>UK Debt Statistics - Feb 2012</title>
			<description>The latest debt numbers covering consumer insolvencies, credit card debt, CAB debt cases and ....</description>
			<link>http://www.debtwizard.com/news/consumer-issues/893-uk-debt-statistics-feb-2012</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Thu, 02 Feb 2012 12:47:24 +0000</pubDate>
		</item>
	
		<item>
			<title>OFT to re-investigate gym contracts</title>
			<description>Gym contracts are to investigated by the Office of Fair Trading, again!</description>
			<link>http://www.debtwizard.com/news/consumer-issues/890-oft-to-re-investigate-gym-contracts</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Wed, 01 Feb 2012 07:31:41 +0000</pubDate>
		</item>
	
		<item>
			<title>New appointment for the DebtWizard at Zero-credit</title>
			<description>DebtWizard joins the board of consumer co-operative Zero-credit</description>
			<link>http://www.debtwizard.com/news/consumer-issues/889-new-appointment-for-the-debtwizard-at-zero-credit</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Mon, 30 Jan 2012 12:27:04 +0000</pubDate>
		</item>
	
		<item>
			<title>Why you must never reply 'stop' to a spam text message</title>
			<description>Firms face raids and fines of up to £500,000 for sending unsolicited text messages </description>
			<link>http://www.debtwizard.com/news/banks-and-regulation/888-why-you-must-never-reply-stop-to-a-spam-text-message</link>
			<category>Banks and Regulation</category>
			<author>DebtWizard</author>
			<pubDate>Sun, 29 Jan 2012 23:00:00 +0000</pubDate>
		</item>
	
		<item>
			<title>First debt collector pulls out of the payday loan market, are more to follow?</title>
			<description>Will more debt collectors follow suit amid fears of where the payday loan industry is heading?</description>
			<link>http://www.debtwizard.com/news/consumer-issues/887-first-debt-collector-pulls-out-of-the-payday-loan-market-will-more-follow</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Thu, 26 Jan 2012 23:00:00 +0000</pubDate>
		</item>
	
		<item>
			<title>London tops the over-indebtedness league table</title>
			<description>An estimated 257,000 households in the capital spend more than half of their income servicing debt</description>
			<link>http://www.debtwizard.com/news/consumer-issues/886-london-tops-the-over-indebtedness-league-table</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Thu, 26 Jan 2012 12:19:25 +0000</pubDate>
		</item>
	
		<item>
			<title>Top five key unemployment figures September - November 2011</title>
			<description>A list of the top five key unemployment figures such as jobs, vacancies, 18 - 24 years group and ...</description>
			<link>http://www.debtwizard.com/news/politics-and-economey/884-top-five-key-unemployment-figures-september-november-2011</link>
			<category>Politics and Economy</category>
			<author>DebtWizard</author>
			<pubDate>Wed, 18 Jan 2012 10:59:43 +0000</pubDate>
		</item>
	
		<item>
			<title>Bailiff rules tightened in first step of reform</title>
			<description>New measures to protect people from rogue bailiffs are unveiled</description>
			<link>http://www.debtwizard.com/news/consumer-issues/883-bailiff-rules-tightened-in-first-step-of-reform</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Mon, 16 Jan 2012 11:51:20 +0000</pubDate>
		</item>
	
		<item>
			<title>Telephone scammers claiming to represent the OFT</title>
			<description>Some consumers have been asked to pay between £100 and £200.</description>
			<link>http://www.debtwizard.com/news/consumer-issues/880-telephone-scammers-claiming-to-represent-the-oft</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Wed, 11 Jan 2012 23:00:00 +0000</pubDate>
		</item>
	
		<item>
			<title>Are consumers at risk as more Personal data goes missing?</title>
			<description>Welcome Financial Services and Shopacheck are sending out letters after losing data</description>
			<link>http://www.debtwizard.com/news/consumer-issues/879-are-consumers-at-risk-as-more-personal-data-goes-missing</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Tue, 10 Jan 2012 23:00:00 +0000</pubDate>
		</item>
	
		<item>
			<title>Changes to Credit Union rule will benefit consumers  </title>
			<description>News rules for Credit Unions will make it easier to join and pay interest on savings.</description>
			<link>http://www.debtwizard.com/news/banks-and-regulation/876-changes-to-credit-union-rule-will-benefit-consumers-</link>
			<category>Banks and Regulation</category>
			<author>DebtWizard</author>
			<pubDate>Sun, 08 Jan 2012 23:00:00 +0000</pubDate>
		</item>
	
		<item>
			<title>A staggering 'seven million people' are putting their home at risk</title>
			<description>Almost one million people have used credit to pay the rent or mortgage according to</description>
			<link>http://www.debtwizard.com/news/consumer-issues/869-millions-put-their-home-at-risk</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Wed, 04 Jan 2012 13:14:53 +0000</pubDate>
		</item>
	
		<item>
			<title>The rise of the Scottish 'Zombie' debtor</title>
			<description>Many Scots are in a situation where they simply cannot survive any longer.</description>
			<link>http://www.debtwizard.com/news/consumer-issues/867-the-rise-of-the-zombie-scottish-debtor</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Tue, 03 Jan 2012 10:26:53 +0000</pubDate>
		</item>
	
		<item>
			<title>As inflation falls we explain how this affects your spending power and wage negotiations.</title>
			<description>With the UK inflation rate falling we explain why and the difference between CPI and RPI. We also detail what impact both measures have on consumers.</description>
			<link>http://www.debtwizard.com/news/politics-and-economey/864-inflation-explained-and-how-it-affects-the-consumer</link>
			<category>Politics and Economy</category>
			<author>DebtWizard</author>
			<pubDate>Tue, 13 Dec 2011 17:20:59 +0000</pubDate>
		</item>
	
		<item>
			<title>“Millions of desperate consumers turning to Payday loans” – R3</title>
			<description>New research reveals a staggering 3.5 million consumers are thinking of taking out a Payday loan.</description>
			<link>http://www.debtwizard.com/news/consumer-issues/859-millions-of-desperate-consumers-turning-to-payday-loans-r3</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Wed, 07 Dec 2011 14:11:31 +0000</pubDate>
		</item>
	
		<item>
			<title>Scammers target the elderly with offer to cut energy bills by 40%</title>
			<description>Fraudsters are now targeting the elderly with phoney energy saving plug in devices..
</description>
			<link>http://www.debtwizard.com/news/consumer-issues/858-scammers-target-the-elderly-with-offer-to-cut-energy-bills-by-40</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Tue, 06 Dec 2011 23:00:00 +0000</pubDate>
		</item>
	
		<item>
			<title>UK striking debt statistics November 2011</title>
			<description>The latest debt numbers covering consumer insolvencies, credit card debt, CAB debt cases and ....</description>
			<link>http://www.debtwizard.com/news/consumer-issues/857-uk-striking-debt-statistics-november-2011</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Sun, 04 Dec 2011 23:00:00 +0000</pubDate>
		</item>
	
		<item>
			<title>FOS issues cold call scam warning</title>
			<description>Scammers are now calling people pretending to be from the Financial Ombudsman Service!</description>
			<link>http://www.debtwizard.com/news/consumer-issues/856-fos-issues-cold-call-scam-warning</link>
			<category>Consumer Issues</category>
			<author>DebtWizard</author>
			<pubDate>Tue, 29 Nov 2011 14:56:51 +0000</pubDate>
		</item>
	
		<item>
			<title>'Log Book Loans' loses its consumer credit licences</title>
			<description>The OFT says that these two companies are unfit to hold their consumer credit licences.</description>
			<link>http://www.debtwizard.com/news/banks-and-regulation/852-log-book-loans-loses-its-consumer-credit-licences</link>
			<category>Banks and Regulation</category>
			<author>DebtWizard</author>
			<pubDate>Fri, 18 Nov 2011 16:31:55 +0000</pubDate>
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