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8 comments so far
Why not speak your mind below
Date set for the banks to appeal at The House of Lords.
Page last updated Wednesday, 01 July 2009
Mike Friday, 11 September 2009
Hi Harry
Go to the home page and then see to the right, neae the bottom, the link for 'reclaiming charges' which is under USEFUL LINKS.
We cover everything here plus the template letters. To use the 'Personal reclaiming bank charges tool' you will need to sign up an become a member of the site, you also get to use the 'budget wizard' (Budget form) both for free!
I would wait for the outcome of the court case, expected 2-4 weeks time, but I feel the OFT will win that round.
Trust this helps.
Debtwizard
harry wolfe murray (Guest) Wednesday, 09 September 2009
how do u claim and what do you need to do ??
kevin love (Guest) Saturday, 05 September 2009
am still waitting to claim back my hardship after winning a court case of bank charges
sam fisher (Guest) Friday, 26 June 2009
yes they can take it to european courts and prob will.ive tried to claim hardship explained may lose home contacted fos but no joy
Paul Jones (Guest) Wednesday, 24 June 2009
Anyone know if the banks have anywhere else to go if this appeal fails? Can they go to European Courts and delay things even further?
David Mallard (Guest) Monday, 22 June 2009
Its about time that the financial institutions (banks) and the Financial Services Authority (FSA) owned up to their respective responsibilities and handed the money back that they have stolen from their customers this money is NOT yours! We are constantly told (Prime Minister) that we are living in exceptional times (referring to the credit crunch), the banks and the FSA are only wasting time by delaying the inevitable! The FSA have brought themselves into disrepute. If I'm ever told, in the future, that we (a financial institution) are regulated by the FSA I'll laugh and walk away! they are acting in the interests of themselves and the financial institution NOT the interests of the individual they are supposed to be protecting. FSA and Banks wake up and give us our money back!
David Mallard (Guest) Monday, 22 June 2009
It's about time the financial institutations (banks) and the Financial services authority, owed up to their responsibilities to their respective customers and accept that the bank charges are unreasonable. The banks have had it too good for too long and, the FSA has bought itself into disreptue with members of the public. If I am ever told, in the future, that we (a financial institution) are regulated by the FSA, I'll laugh and just walk away! Any insitution regulated by the FSA is not worth the paper its written on!
Hilary Stubbs (Guest) Monday, 22 June 2009
i applied for my charges on the financial hardship rule and the two banks involved didn't want to know. I am a pensioner on pension credit and really struggling.HELP
DebtWizard Comment
Most of the banks that have appealed against the OFT's right to assess charges for fairness have been saved by you and I the tax payer! They are RBS/NatWest, Lloyds TSB (Now Lloyds Banking Group) and HBOS. They would not be around if it were not for our support.
If you have incurred bank charges over the past six years then you may as well register a claim and join the queue in the event the bank has to pay them back.
You will need to get your statements for the past six years and we will show how to do this with a template letter on any one of the links below.
Choose from the following to reclaim your charges personal accounts or credit card charges. On either section we will have template letters, Q & A's and our much acclaimed interest calculator.