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A fee charging debt management company is a firm that will charge you for debt advice and debt service. They usually take the first two months’ payments into your plan as upfront costs followed by 15% of your monthly payment plus VAT. The New Protocol launched in February 2013 will mean that the up front fees will be taken over six months. See Debt Management Protocol

 

There are some good fee charging firms operating in the debt industry and if you are happy with your firm then fine. However there are some shockers out there and we have the following guide to help you spot them, see our 7 point guide to spotting a dodgy debt advice website!

 

If you are thinking of starting a debt management plan or wish to transfer to a 'non' fee debt management plan and not pay fees then see how much we can save you by using the slide bars on our unique fee saving calculator above.



Top five key unemployment figures September - November 2011

Page last updated Wednesday, 18 January 2012

024-need-work1. Unemployment hits a 17 year high

UK unemployment rose by 118,000 in the three months to November to 2.685 million, official figures show, this is an increase from from 8.3% to 8.4%, the highest since January 1996.

2.  Nearly one million 16 -24 year olds unemployed

The number of 16 - 24 year-old age group unemployed rose to rose to 1.043 million and now stands at 22.3%, the highest figure since comparable records began in 1992.

3.  Inactivity rate

The inactivity rate for those aged from 16 to 64 was 23.1 per cent, down 0.2 on the quarter. There were 9.29 million economically inactive people aged from 16 to 64, down 61,000 on the quarter.

4.  Jobs

There were 29.12 million people in employment aged 16 and over, up 18,000 on the quarter

The number of employees and self-employed people who were working part-time because they could not find a full-time job increased by 44,000 on the quarter to reach 1.31 million, the highest figure since comparable records began in 1992.

5.  Vacancies

Vacancies are defined as positions for which employers are actively seeking to recruit outside their business or organisation. There were 463,000 job vacancies in the three months to December 2011, down 2,000 on the three months to September 2011 and down 18,000 on a year earlier. There were 1.8 vacancies per 100 employee jobs in the three months to December 2011, unchanged on the previous quarter but down 0.1 percentage point on the year.

More stats at statistics.gov.uk

What to do if you become unemployed

We have recently posted a new section which covers;

  • what to do if you have been made redundant and your rights
  • online redundancy calculator to help you work out what you are entitled to
  • jobs and skills search and help with your CV - England, Scotland, Northern Ireland and Wales
  • benefit checkup calculator
  • how to deal with your debts
  • debt survival kit
Take me to What to do if you become unemployed

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