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A fee charging debt management company is a firm that will charge you for debt advice and debt service. They usually take the first two months’ payments into your plan as upfront costs followed by 15% of your monthly payment plus VAT. The New Protocol launched in February 2013 will mean that the up front fees will be taken over six months. See Debt Management Protocol
There are some good fee charging firms operating in the debt industry and if you are happy with your firm then fine. However there are some shockers out there and we have the following guide to help you spot them, see our 7 point guide to spotting a dodgy debt advice website!
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Top six key labour figures issued September 2012
Page last updated Thursday, 13 September 2012
For May - July 2012
1. Those unemployed
The unemployment rate was 8.1 per cent of the economically active population, down 0.1 on the quarter. There were 2.59 million unemployed people, down 7,000 on the quarter.
2. Those employed
The employment rate for those aged from 16 to 64 was 71.2 per cent, up 0.5 on the quarter. There were 29.56 million people in employment aged 16 and over, up 236,000 on the quarter.
3. Jobs Seeker Allowance
The number of people claiming Jobseeker’s Allowance fell by 15,000 between July and August 2012 to reach 1.57 million.
4. Inactivity rate
The inactivity rate for those aged from 16 to 64 was 22.4 per cent, down 0.5 on the quarter. There were 9.01 million economically inactive people aged from 16 to 64, down 181,000 on the quarter.
5 Jobs
There were 31.94 million workforce jobs in June 2012, up 93,000 over the quarter and up 708,000 on a year earlier. The sector showing the largest increase in jobs over the quarter was professional, scientific and technical activities which increased by 87,000 to reach 2.56 million. The sector showing the largest fall in jobs over the quarter was human health and social work activities which fell by 60,000 to reach 4.00 million.
6. Vacancies
Vacancies are defined as positions for which employers are actively seeking to recruit outside their business or organisation. There were 473,000 job vacancies in the three months to August 2012, up 5,000 on the three months to May 2012 and up 14,000 on a year earlier. There were 1.8 vacancies per 100 employee jobs in the three months to August 2012, unchanged on the previous quarter but up 0.1 on the year.
Read more ONS Stastical Bulletin.
What to do if you become unemployed
We have recently posted a new section which covers;
- what to do if you have been made redundant and your rights
- online redundancy calculator to help you work out what you are entitled to
- jobs and skills search and help with your CV - England, Scotland, Northern Ireland and Wales
- benefit checkup calculator
- how to deal with your debts
- debt survival kit
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