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I came across Debtwizard.com on the internet to help solve a 12yr old debt, Mike Thomas answered my query himself. Mike advised using the template letter for statute barred which i edited and sent to the debt collection agency.

Read more: 12 year old debt now gone!


I really can't thank this site enough - not only for easing my mind with reading others' stories (and the clear attitude of your experts to some of these debt companies), but also for the free template letters, which got this lot off my back fairly quickly.

Read more: Debt collectors chasing old debts


I cannot thank you enough for the time you took to ensure I understood my options before jumping into a decision. The level of support has been fantastic and the fact that I am now at stage 2/3 of setting up an IVA, Individual Voluntary Arrangement which costs me nothing in IVA fees and will be complete in 5 years speaks volumes.

Read more: Thanks for setting up an IVA with no fees up front



For no nonsense advice just submit the short form and Mike or one of his team will get back to you.

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Affordable payments

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