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Exclusive web content
Some articles on DebtWizard require you to log in; sometimes we need a few details from you to generate a document for you, the Reclaiming Charges Tool for example. Sometimes we just like to keep some articles exclusive to our members only - remember an account with DebtWizard is free of charge forever!
Email Newsletter
All our members can receive the DebtWizard Email Newsletter which includes the latest from the debt world.
These include news from the site, information about new debt help articles, the best bits of recent blogs, information about Mike's next shows, plus content that is exclusive to the members email. For a taste of these emails take a look at our email archive page (we've removed all emails previous to 02 April 2009).
We know that some people prefer not to receive these emails so all users can unsubscribe at any time and keep their DebtWizard account - no questions asked!
Budget Wizard
80% of the individuals that come to us for help with their money worries have never used a budget form, this is one of the key factors in people getting into unmanageable debt.
If you know exactly how much money goes in and out each month it's far easier to find out what needs changing. Even if you're managing your money well, the DebtWizard Budget Wizard is still a very valuable tool.
This is an extremely popular feature on DebtWizard.com and is available free to all our registered members.
Find out more about the Budget Wizard
Reclaiming Charges
Our Reclaiming Charges section tells you all about getting back those unfair charges that a lot of you have been paying. We've got a dedicated Reclaiming Charges Tool which will walk you through steps you need to take to reclaim - it will even create the required letters ready to send to your bank.
Find out more about Reclaiming Charges
Speak your mind
You can contribute to news articles on DebtWizard.com by leaving your own thoughts. At the end of each news article you'll find a place where you and others can comment - we think it's very important to get the thoughts of our readers.
If you're logged in to your DebtWizard account your comment will show up straight away without need for approval.
Message Mike
When you're signed up you can directly message Mike Thomas (aka the DebtWizard); this is incredibly useful for individuals whom need further advise on their situation. All message are kept securely and confidential on the site allowing for a private one to one with Mike.
Interested?
These are just some of the reason's why you may benefit from signing up for a free DebtWizard.com account.
Interested? Signup now
Shows
Featured Shows – a selection of the most topical shows
BBC Radio 5 Live Breakfast 7am - 9am Festive Finances Surgery
Tuesday 29/12/09
Mike was in the 5 Live studio with Andrew Verity offering no nonsense advice on controling your debt issues.
BBC Essex - Dave Monk Show
Monday 08/02/10
Mike covers how to deal with debt collectors chasing you for a debt that you do not owe and gives tips on how to prevent this happening again.
BBC Essex - Dave Monk Show
Friday 26/02/10
Mike explains why he believes the increase in bankruptcy fees, due on April 6th, cannot be justified. Mike also covers what happens to the bankrupt if he/she borrows money with no intention of paying it back.
BBC Three Counties - Jonathan Vernon-Smith - Consumer clinic
Friday 25/06/10 at 10:28
Mike comments on the LloydsTSB decision to cut bank charges for going overdrawn from 2 December 2010. He also explains about the new challenge on bank charges in Scotland concerning Jennifer Sharp and the Bank of Scotland.
BBC Essex - Dave Monk Show 9.10am
Friday 16/07/10 at 07:20
Mike helps one listener deal with a debt collection agency chasing her for a debt over 10 years old.
BBC Radio Wales Phone-in at 12.45pm
Monday 19/07/10
Mike was talking live to Jason Mohammad about whether banks are ripping off consumers with continuing bank charges.
BBC Shropshire - Keith Middletons Extravaganza 10pm
Sunday 25/07/10
Topics covered include Debt Relief Orders (DROs), bankruptcy, fee charging debt management companies v debt charities and how to deal with a debt collection agency chasing a debt over 6 years old, plus lots more.
BBC Tees - Cash Clinic 10.30am
Monday 26/07/10
Mike was commenting on the benefits of paying off your mortgage early as apposed to saving. He also explained a simple and cheap process of how parents can safeguard their money that they give to their children for deposits on homes.
BBC Essex - Steve Scruton 2-4pm
Wednesday 28/07/10
Topics covered include how IVAs can work for consumers detailing how lenders vote and who pays the fees. What to do if suddenly made redundant and cannot pay your debts. Firms that promise to free you of debt and unenforceable credit agreements. Plus lots more!
BBC Essex - Dave Monk Show
Friday 06/08/10
With bankruptcy figures down 20% Mike explains how and why some debt advice firms steer debtors prime for bankruptcy to other arrangements such as IVAs and debt plans. He also staggers Dave Monk when he reveals what the fees are for advising bankruptcy compared to an IVA, which by the way, numbers are up 10%.
BBC West Midlands - Ed Doolan
Monday 16/08/10
Mike was live in the studio with Ed Doolan helping listeners with debt issues.Mike was live in the studio taking helping listeners resolve those debt issues. Topics covered - Debt relief orders, triggers for debt, loan sharks and can consumers sell their debts, plus much more.
Future shows
BBC Shropshire - Keith Middletons Extravaganza 10pm
Sunday 19/09/10
Mike Thomas aka 'the DebtWizard' will be live on the show with Keith Middleton offering advice on how to manage debt issues.
BBC West Midlands - Ed Doolan
Wednesday 20/10/10
Mike will be live in the studio with Ed Doolan helping listeners deal with debt issues.
