Challenging debt stigma and sharing creditfree living tips, free of charge and free from advertising and sponsorship since June 2009.

How do they afford it? The debtors’ coop, Zero-credit, trades in business information about consumer finance – information that their members own. So come on, join them and have your share!

About the debtors' coop

“You can throw us on the scrap heap and we’ll all go bust, or buy our information to keep us spending sustainably.”

Zero-credit is the debtors’ coop. They trade in business information. Their focus is consumer finance. Their aim is to participate in responsible dialogue with government and the finance sector

Join Zero Credit

Zero Credit Membership

Zero-credit membership gives you a share in their business and a say in how they run the Debtors' Coop.

Also have a look at 'Our Shop' where you can gain access to their reports and discount on ebooks.

At £1 a year, it is open to individuals and for businesses the cost is £30, debtwizard.com is a business member.

Join Zero Credit